The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses.
A vision insurance policy is not the same as health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.
Our practice accepts most insurance plans. Coverage may vary from one plan to the next. Please call our office to verify your benefits before your visit.
Insuranc Plans We Accept
- Wellmark Blue Cross
- Medicare and Medicare DME
- United Health Care
- Coventry and Coventry Advantra
- Iowa Medicaid
- Midland’s Choice
The Vision Service Plan (VSP) – In most cases, VSP will fully cover your eye health and vision exam. In some cases there may be a co-pay on the part of each patient. The co-pay must be paid at the time of service. The eyewear component of the Vision Service Plan contributes or subsidizes the purchase of your eyewear. Each specific Vision Service Plan subsidizes eyewear purchases at different levels. The Vision Service Plan is not an entitlement plan and patients are free to choose any frame or lens option recommended by Dr. Scott.. Our professional staff will be happy to determine if any out-of-pocket costs will be incurred by the patient.
Our practice fully participates in the Medicare program. We accept assignment of benefits on behalf of each eligible patient. The eye health examination is a covered service under the Medicare program. However, as mandated by Federal law, the refraction part of the vision section of your exam is a non-covered service. Each Medicare patient will be charged for the refraction. This charge must be paid for at the time of service during your visit. The purchase of frames, lenses, lens options and coatings is the responsibility of each Medicare patient.
Hopefully, this information will give you a better idea of the vision benefit you are using today. Our insurance coordinator is available to answer any questions in the office, by phone, or by emailing FEHinsurance@qwestoffice.net. Due to the large number of different Vision and Health Insurance Benefit Programs, it is impossible to know the specific details and reimbursement policies of each. Ultimately, it is the responsibility of each patient to know and understand your specific benefits.